HOW TO DETECT AND AVOIDE FAKE BANK ALERT TRANSFER PAYMENT
We all know how frustrating and painful it’s when we are defraud
of our hard earning money by fraudster through Fake bank alert which make most
of us believe that money has been deposited into our bank account
It is dangerous to rely on alerts that will be shown by the
buyer on their mobile phones or the one that will be sent to you by via SMS.
Most of this fraudster only need the fake bank transfer app and a fake alert
message to steal your money through transfer details to deceive or outwit you.
Fake bank alerts have become a common norm process of defrauding
unsuspecting victims of their hard-earning money through means of cash transfer
by the sender.
Since the introduction of the Cashless policy, fraudsters have
taken advantage of it by sending fake SMS credit alerts to their victims’
mobile phones which will never reflect in your bank account statement.
They often carry out this dubious attitude with the aid of
application like Flash Fund App
Lofty SMS app, Money Prank Pro, Millionaire Fake Bank Account Pro and Fake
Alert Maker for Android
Most scammers will tell their victims that you want to use
mobile transfers to pay for goods and services or send money in case of POS
attendance. Then they request for the name of your bank and phone number. Once
you send them the bank names they will go online and search for the SMS bank
alert format that the bank uses. For example, if the store or POS uses zenith
bank, the fake alert message will be like this
Zenith Credit
NGN70,000.00 [your amount]
Acct No:5634****82 [your account number]
Desc.: NIP: [your (fake) name] NIP USSD Transfer from
30-11-2026 04:13 [the date and time of transaction]
They will send fake bank alerts instantly which would look
exactly like your bank’s credit alert, then add the amount of money you both
agreed.
In this video am going to share with you how you can detect fake
credit alerts and what to watch out for, should you receive payment via mobile
transfer/internet banking to your bank account as a business person.
Steps to detect Fake bank alerts
Step 1
Check your Email that is link to your bank account
If your bank account is not link to your email— please open one
either from Gmail or yahoo mail and link it to your account to enable you
verify and get update of any financial transaction that took place in your bank
account also, you can get to know your bank account statement and account
balance by checking your email.
Once you received the suspected bank alert, check your email
source. The original alert from your financial institution cannot be found
attached with any other email whatsoever before you believe the sender.
Step 2
Account Balance Will Not Be Credited
This can be done using your bank ussd code or Mobile banking
app, you can also check your account balance through internet banking or ATM
Machine. Fake SMS alert will never reflect in your account balance or
statement.
Step 3 Check
the credit alert you received if it contains your ‘available bank balance
Fake SMS alert will not contain your available balance SO YOU
CAN EASILY DETECT the fake SMS if your account balance does not reflect along
with transfer payment done by your customers/buyers
Easy steps you can be defraud
Bank activation Alert or Bank verification deactivation alert
You should also be aware that banks do not ask you to send your
ATM Pin number, or you bank account details to enable them activate your ATM
Card for you. These are SCAM. Their messages are usually in this pattern:
Dear Customer
Due to BVN validation in compliance with Central Bank of Nigeria directive
Your ATM card has been deactivated, so contact customer care for assistance
09055453525 to Activate it
Phishing Link
Please Note: Avoid clicking on links that request your bank account details or give out your bank information to strangers either via email, phone call or online platform. be warned and stay safe
